Terms of Service
Date modified: January 22, 2020
We may change this agreement at any time. Except as stated below, all amended terms shall be effective 30 days after they are initially posted on our site.
In this agreement, “you” or “your” means any person or entity subscribing to and/or using the service (“users”). Unless otherwise stated, “Gevorg CPA,” “Gevorg, CPA”, “I”, “we,”, “my” or “our” will collectively refer to Gevorg Grigoryan, CPA, the supplementary CPA program mentor, coach and tutor.
PLEASE READ THE FOLLOWING TERMS, CONDITIONS, AND DISCLAIMERS IN THIS AGREEMENT CAREFULLY BEFORE SUBSCRIBING TO GEVORG, CPA COURSES AND LEARNING MATERIALS.
We are in no way affiliated with nor related to CPA Canada, CPA Western School of Business or any other provincial CPA bodies affiliated with the Chartered Professional Accountants in Canada (CPA Canada). Gevorg CPA courses have not been approved nor endorsed by any CPA bodies. CPA is a registered trademark of CPA Canada. Gevorg CPA courses are supplemental educational materials provided to individuals who are preparing for the CPA and university exams. With written permission from CPA Canada, Gevorg, CPA courses contain learning materials owned by CPA Canada, specifically the past CFE exams owned by CPA Canada.
Links to third party sites
We are not responsible for the content available on any other Internet sites linked to on our site. Access other websites linked to our website is at your own risk.
You may link to the home page of our website as long as the link does not cast us in a false or misleading light.
In order to use our services, you need to be 13 or older and have the power to enter binding agreement(s) with us without being restricted by any applicable laws
We comply with the requirements of Children’s Online Privacy Protection Act (COPPA) and we do not collect any information from anyone under 13 years of age. Our website and services are all intended to people at least 13 years old or older.
Our products are intended for individual self-study and exam preparation and are sold in the form of subscriptions. The products are designed to facilitate careful review by users of all content contained within the subscriptions in order to deliver maximum benefit and optimal study experience to our typical users (hereafter also referred to as “normal” product usage). “Typical” refers to users with a usage pattern of at least 90% of regular users of any particular subscription. Normal product usage does not include the usage of the entire subscription more than 10 times (defined as viewing the entire course more than 10 times), or usage which is suspected to be shared between multiple users on the same device/network.
You may not use our services in any manner which could damage or disable our web site or related services. You agree not to attempt to obtain any materials not made available or provided for through the subscription.
Usage of our subscriptions which is determined not to fall under reasonable use may result in action taken against the account, at our sole discretion. Subscription utilization that is indicative of, or arising from, impermissible business, multiple user, community, or fraudulent use may result in suspension or termination of the subscription in question. We may contact any user at any time to request clarification of a usage pattern which does not fall under reasonable use.
We are under no obligation to review any messages, information, or content (“Postings”) posted on our websites by users, and assume no responsibility or liability relating to any such postings. Users are solely responsible for all the content they post or upload to the website. Notwithstanding the above, we may from time to time monitor the postings on the websites and may decline to accept and/or remove any postings that contain:
-Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racial, ethnic, or otherwise objectionable material of any kind, including, but not limited to any material which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, provincial, national, or international law
-Advertisements or solicitations of any kind
-Messages posted by users impersonating others
-Personal information such as messages which state phone numbers, social security numbers, social insurance numbers, account numbers, addresses, or employer references
-Messages by non-spokesperson employees of Gevorg, CPA purporting to speak on behalf of Gevorg, CPA
-Messages that offer unauthorized download of any copyrighted or private information
-Multiple messages placed within individual folders by the same user restating the same point
-Chain letters of any kind
Refunds and Guarantees
Except as otherwise provided in this agreement or at our sole discretion, no refunds, cancellations, or changes to subscriptions will be allowed. We reserve the right to refuse a refund if the user is found to be in violation of Terms of Service or acting against our interests.
Access to courses and materials is provided for the duration of your subscription as defined in this agreement and until you successfully complete the examination. You must email us your official results to be eligible for this guarantee. If you choose to defer any of the exams at your own discretion, you will not be eligible for this guarantee and you will need to re-purchase the course(s). If you cease to be a registered student with your CPA school, you will not be eligible for this guarantee and you will need to re-purchase the course(s). If the exams are deferred by the examination organizations (such as CPA Canada) due to unforeseen events, you will be eligible for this guarantee and continue to have access.
WE PROVIDE OUR SERVICES “AS IS” AND WITHOUT ANY WARRANTY OR CONDITION, EXPRESS, IMPLIED, OR STATUTORY. WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE PROVIDE NO GUARANTEE THAT YOU WILL SUCCEED AND PASS ANY OF YOUR EXAMS.
-We do not endorse, and are not responsible for, the accuracy or reliability of any opinion, advice, or statement made through our websites and services. Under no circumstance will we be liable for any loss or damage caused by your reliance on information obtained through our websites and services. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available through our websites and services. Please seek the advice of professionals as appropriate regarding the evaluation of any specific information, opinion, advice, or other content.
– We do not endorse, and are not responsible for, the accuracy or reliability of any opinion, advice, or statement made through our services. Under no circumstance will we be liable for any loss or damage caused by your reliance on information obtained through the services. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available through the site. Please seek the advice of professionals as appropriate regarding the evaluation of any specific information, opinion, advice, or other content. All information in our services are provided As Is without any warranty.
-Our services should be used as a tool to help prepare for various exams
-We reserve the right to withdraw subscriptions and the complete website if necessary. If this ever becomes necessary, you will only pay for the time of your subscription that has elapsed (on a pro-rata basis)
-We will use reasonable efforts to rectify any error that occurs on our websites and services but do not guarantee access to the site in case of software errors/viruses/other natural or technical catastrophes that cannot be repaired in spite of a reasonable effort
-We will use reasonable efforts to keep our websites and services online at all times. You understand that scheduled maintenance and problems out of the control of us can cause the site to be temporarily unavailable
Member Account/Password and Security
You shall be responsible for the accuracy of the data provided and may update your profile data in order to reflect the most accurate current information. You will also choose a password. You are entirely responsible for maintaining the confidentiality of your password and account and for any and all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by us or another party due to someone else using your account or password.
Limitation of Liability
We disclaim any liability (contract, tort, strict liability, or otherwise) for any indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of our website, this agreement, and our services. You hereby agree that the maximum liability arising out of or in connection with your use of our services and site, regardless of the cause of action (contract, tort, breach of warranty or otherwise), will not exceed your subscription fee.
In consideration of and subject to your payment of the appropriate subscription fee for the services you subscribe to, and your agreement to and compliance with the terms and conditions set forth in this agreement, we grant to you a non-exclusive, non-sub licensable, non-transferable license, and right to use and access our content (the “licensed materials”) from multiple devices/locations with non-concurrant login access (“different times”) for 250 consecutive days. You are not allowed to access our content from multiple devices/locations concurrently (at the “same time”). Access of our services from multiple devices/locations concurrently will be defined as account sharing, and appropriate action will be taken as defined in the “Restriction Against Transfer” section of this agreement.
The licensed materials, including all intellectual property rights within the licensed materials (such as copyright) are our sole and exclusive property. By indicating that you accept these terms, you do not become the owner of the licensed materials, but are entitled to use them according to the terms of this agreement.
You may print out the allowed content from our websites or courses for your personal educational use. “Allowed content” refers to that part of our content where we specifically provide a means to download and print (direct “download” or “print” icons). We reserve the right to restrict printing for any content in the our websites and services. You agree to have access to a computer and the Internet to access our services, but except as provided in this agreement, you may not print out the licensed materials. None of the non-allowed contents are allowed for print, copy-paste, or save-to-media/disk. Checklists and sample cases are allowed for printing.
You are expressly prohibited from copying, reverse engineering, or modifying any or all of the licensed materials. No part of the licensed materials may be copied for resale or other commercial use or offered for sale or reproduced on any bulletin boards, web sites, discussion forums, Internet domains, or online chatrooms. You many not use any device, software, or routine to interfere or attempt to interfere with the proper working of our websites or services. You may not disclose or share your password with any third parties or use your password for any unauthorized purpose. You agree that after your subscription expires you will destroy all of the provided materials and you will not sublicense, resell, reshare, or gift any of the materials to anyone. You agree that you will be held liable and you will pay legal and court fees for unauthorized use of the learning materials.
Restriction Against Transfer
You are not allowed to sublicense, assign, share, sell, rent, lease, or otherwise transfer your right to use the licensed materials. All accounts are monitored for multiple logins. You are allowed to access the services from maximum two different IP addresses. In the event that we believe, at our sole discretion, that an account is being used by multiple users, we reserve the right to terminate that account without any notice or refund. We also retain the right to sue on grounds of breach of contract. Therefore, please do not disclose your account details to anyone else.
In the event that you breach any term of this agreement, we may, at our sole discretion, terminate this agreement, your access to our website and services to you without refund. We reserve the right to seek all remedies available by law and in equity for such breaches.
Search engines, web crawlers, cookies and IP address tracking
The information that is posted on our website is routinely indexed by search engines and web crawlers (such as Google, Bing, etc.). Therefore, when an online search is conducted, the information posted might show up in search results. If you do not wish for posting to be made publicly available or indexed by third-party search engines, then do not make a post on our websites.
We may track your IP addresses to ensure you are complying with the terms of service.
Credit Card Processing
No credit card information is stored on our servers or website. The service Stripe is used to collect payments.
Coaches, tutors, markers
Tutors and markers that sign a contract with Gevorg, CPA are not allowed to conduct CPA coaching, tutoring, and marking outside of our organization. Violation of this may result in civil litigation.
Cheating, plagiarism, unethical behavior
Cheating and plagiarism is strictly forbidden. By subscribing to our services, you agree that you will not copy the templates offered in this course and submit as your work. You understand that this constitutes plagiarism and may result in you being expelled from your program. In no event shall we be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever from your use of our learning materials. We reserve the right to report unethical and illegal behavior.
Settlement and arbitration
By subscribing to our services, you agree that you must settle only through arbitration any disagreements, concerns, and any other conflicts.